{"id":16285,"date":"2025-04-01T14:57:46","date_gmt":"2025-04-01T06:57:46","guid":{"rendered":"https:\/\/www.hugillandip.com\/?p=16285"},"modified":"2025-04-01T14:57:46","modified_gmt":"2025-04-01T06:57:46","slug":"khalil-fong-life-legacy-planning-hong-kong-economic-news","status":"publish","type":"post","link":"https:\/\/www.hugillandip.com\/zh-hant\/2025\/04\/khalil-fong-life-legacy-planning-hong-kong-economic-news\/","title":{"rendered":"\u9999\u6e2f\u7d93\u6fdf\u65e5\u5831 | \u5e74\u8f15\u7acb\u907a\u56d1\ufe31\u5e74\u8f15\u4eba\u8aa4\u4ee5\u70ba\u7acb\u907a\u56d1\u5c6c\u9577\u8005\u5c08\u5229\u3000\u5f8b\u5e2b\u89aa\u6388\u7acb\u907a\u56d1\u524d\u6ce8\u610f\u4e8b\u9805"},"content":{"rendered":"<p>\u8fd1\u65e5\uff0c\u7576\u4ee3\u83ef\u8a9e\u6a02\u58c7\u7684\u91cd\u8981\u97f3\u6a02\u4eba\u65b9\u5927\u540c\uff08Khalil 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Ip\uff09\u5c07\u89e3\u7b54\u6709\u95dc\u8b70\u984c\u3002<\/p>\n<p>\u6700\u65b0\u5f71\u7247\u63a8\u4ecb\uff1a<\/p>\n<h5>\u5e74\u8f15\u7acb\u907a\u56d1\uff5c\u5e74\u8f15\u4eba\u5c0d\u7acb\u907a\u56d1\u5e38\u898b\u8aa4\u89e3<\/h5>\n<p><strong>1.\u300c\u6211\u9084\u5e74\u8f15\uff0c\u4e0d\u9700\u8981\u8003\u616e\u9019\u4e9b\u300d<\/strong><\/p>\n<p>\u9019\u53ef\u80fd\u662f\u6700\u70ba\u666e\u904d\u7684\u8aa4\u89e3\u3002\u8a31\u591a\u5e74\u8f15\u4eba\u8a8d\u70ba\u907a\u56d1\u662f\u5c08\u70ba\u8001\u5e74\u4eba\u6e96\u5099\u7684\uff0c\u81ea\u5df1\u6b63\u503c\u9752\u6625\uff0c\u6b7b\u4ea1\u9059\u4e0d\u53ef\u53ca\uff0c\u7acb\u907a\u56d1\u4f3c\u4e4e\u8a00\u4e4b\u904e\u65e9\u3002\u7136\u800c\uff0c\u610f\u5916\u548c\u75be\u75c5\u5f9e\u4e0d\u5206\u5e74\u9f61\u3002\u82e5\u4e0d\u5e78\u767c\u751f\u610f\u5916\uff0c\u672a\u63d0\u524d\u7acb\u4e0b\u907a\u56d1\u5c07\u4f7f\u5bb6\u4eba\u5728\u60b2\u75db\u4e4b\u9918\u9084\u8981\u9762\u5c0d\u8907\u96dc\u7684\u907a\u7522\u8655\u7406\u7a0b\u5e8f\u3002<\/p>\n<p><strong>2.\u300c\u6211\u6c92\u6709\u592a\u591a\u8ca1\u7522\uff0c\u4e0d\u9700\u8981\u7acb\u907a\u56d1\u300d<\/strong><\/p>\n<p>\u8a31\u591a\u5e74\u8f15\u4eba\u89ba\u5f97\u81ea\u5df1\u8ca1\u7522\u6709\u9650\uff0c\u4e0d\u8db3\u4ee5\u7acb\u907a\u56d1\u3002\u4f46\u5be6\u969b\u4e0a\uff0c\u907a\u56d1\u7684\u5185\u5bb9\u9060\u4e0d\u6b62\u91d1\u9322\u548c\u623f\u7522\uff0c\u9084\u5305\u62ec\u6578\u78bc\u8cc7\u7522\uff08\u5982\u793e\u4ea4\u5a92\u9ad4\u8cec\u6236\u3001\u96fb\u5b50\u90f5\u4ef6\u3001\u96f2\u7aef\u5b58\u5132\uff09\u3001\u500b\u4eba\u73cd\u85cf\uff08\u5982\u97f3\u6a02\u3001\u85dd\u8853\u54c1\u3001\u6536\u85cf\u54c1\uff09\u751a\u81f3\u5bf5\u7269\u7684\u5b89\u7f6e\u7b49\u3002\u9019\u4e9b\u7269\u54c1\u5728\u6cd5\u5f8b\u4e0a\u6216\u8a31\u50f9\u503c\u4e0d\u9ad8\uff0c\u4f46\u5c0d\u500b\u4eba\u548c\u89aa\u53cb\u800c\u8a00\u537b\u5177\u6709\u5f4c\u8db3\u73cd\u8cb4\u7684\u60c5\u611f\u50f9\u503c\u3002<\/p>\n<p><strong>3.\u300c\u7acb\u907a\u56d1\u7a0b\u5e8f\u8907\u96dc\u4e14\u6602\u8cb4\u300d<\/strong><\/p>\n<p>\u4e0d\u5c11\u4eba\u8aa4\u4ee5\u70ba\u7acb\u907a\u56d1\u9700\u8981\u8017\u8cbb\u5927\u91cf\u6642\u9593\u548c\u91d1\u9322\uff0c\u4f46\u4e8b\u5be6\u4e0a\uff0c\u57fa\u672c\u907a\u56d1\u7684\u88fd\u4f5c\u76f8\u5c0d\u7c21\u55ae\uff0c\u8cbb\u7528\u4e5f\u8f03\u7232\u5408\u7406\u3002\u73fe\u5728\u6709\u8a31\u591a\u5c08\u696d\u5f8b\u5e2b\u4e8b\u52d9\u6240\u90fd\u63d0\u4f9b\u91dd\u5c0d\u5e74\u8f15\u4eba\u7684\u907a\u56d1\u670d\u52d9\uff0c\u50c5\u50f9\u683c\u89aa\u6c11\uff0c\u6d41\u7a0b\u4ea6\u66f4\u7232\u7c21\u5316\u3002<\/p>\n<h5>\u5e74\u8f15\u7acb\u907a\u56d1\uff5c\u70ba\u4f55\u5e74\u8f15\u4eba\u53ca\u65e9\u898f\u5283\u907a\u7522<\/h5>\n<p>\u82e5\u6c92\u6709\u7acb\u4e0b\u907a\u56d1\uff0c\u907a\u7522\u5c07\u6309\u7167\u6cd5\u5b9a\u7e7c\u627f\u898f\u5247\u9032\u884c\u5206\u914d\uff0c\u9019\u53ef\u80fd\u8207\u60a8\u7684\u771f\u5be6\u610f\u9858\u4e0d\u7b26\u3002\u7279\u5225\u662f\u5728\u975e\u50b3\u7d71\u5bb6\u5ead\u95dc\u4fc2\uff08\u5982\u672a\u5a5a\u540c\u5c45\u4f34\u4fb6\uff09\u4e2d\uff0c\u82e5\u7121\u907a\u56d1\uff0c\u4f34\u4fb6\u53ef\u80fd\u7121\u6cd5\u7372\u5f97\u4efb\u4f55\u907a\u7522\u3002\u901a\u904e\u7acb\u907a\u56d1\uff0c\u60a8\u53ef\u4ee5\u78ba\u4fdd\u81ea\u5df1\u7684\u8cc7\u7522\u80fd\u6309\u7167\u500b\u4eba\u610f\u9858\u5206\u914d\u7d66\u771f\u6b63\u91cd\u8981\u7684\u4eba\u3002<\/p>\n<p>\u7a81\u7136\u5931\u53bb\u89aa\u4eba\u5df2\u662f\u5c0d\u5bb6\u4eba\u7684\u5de8\u5927\u6253\u64ca\uff0c\u82e5\u518d\u52a0\u4e0a\u8907\u96dc\u7684\u907a\u7522\u8655\u7406\u7a0b\u5e8f\uff0c\u7121\u7591\u6703\u4f7f\u4ed6\u5011\u7684\u60b2\u75db\u96ea\u4e0a\u52a0\u971c\u3002\u4e00\u4efd\u6e05\u6670\u7684\u907a\u56d1\u80fd\u63d0\u4f9b\u660e\u78ba\u6307\u793a\uff0c\u6e1b\u5c11\u5bb6\u4eba\u5728\u8655\u7406\u907a\u7522\u6642\u7684\u885d\u7a81\u548c\u56f0\u60d1\uff0c\u8b93\u4ed6\u5011\u80fd\u66f4\u5c08\u6ce8\u65bc\u60c5\u611f\u7642\u7652\u3002<\/p>\n<h5>\u5e74\u8f15\u7acb\u907a\u56d1\uff5c\u7ba1\u7406\u6578\u78bc\u907a\u7522<\/h5>\n<p>\u73fe\u4ee3\u5e74\u8f15\u4eba\u64c1\u6709\u5927\u91cf\u6578\u78bc\u8cc7\u7522\uff0c\u5305\u62ec\u793e\u4ea4\u5a92\u9ad4\u8cec\u6236\u3001\u96f2\u7aef\u5b58\u5132\u3001\u52a0\u5bc6\u8ca8\u5e63\u7b49\u3002\u82e5\u6c92\u6709\u7559\u4e0b\u660e\u78ba\u6307\u793a\uff0c\u9019\u4e9b\u8cc7\u7522\u53ef\u80fd\u6c38\u9060\u7121\u6cd5\u88ab\u59a5\u5584\u8655\u7406\u6216\u8f49\u79fb\u3002\u901a\u904e\u907a\u56d1\uff0c\u60a8\u53ef\u5305\u542b\u6578\u78bc\u907a\u7522\u8655\u7406\u6307\u5f15\uff0c\u78ba\u4fdd\u91cd\u8981\u7684\u6578\u78bc\u8ca1\u7522\u548c\u4fe1\u606f\u5f97\u5230\u59a5\u5584\u5b89\u6392\u3002\u901a\u904e\u907a\u56d1\uff0c\u53ef\u4ee5\u5c07\u90e8\u5206\u907a\u7522\u6350\u8d08\u7d66\u652f\u6301\u7684\u6148\u5584\u6a5f\u69cb\u6216\u4e8b\u696d\uff0c\u5ef6\u7e8c\u50f9\u503c\u89c0\u548c\u4fe1\u5ff5\uff0c\u8b93\u751f\u547d\u4ee5\u4e0d\u540c\u5f62\u5f0f\u7e7c\u7e8c\u7522\u751f\u7a4d\u6975\u5f71\u97ff\u3002<\/p>\n<h5>\u5e74\u8f15\u7acb\u907a\u56d1\uff5c\u7acb\u907a\u56d1\u5be6\u7528\u5efa\u8b70<\/h5>\n<p><strong>1. \u76e4\u9ede\u60a8\u7684\u8cc7\u7522<\/strong><\/p>\n<p>\u9996\u5148\u5168\u9762\u76e4\u9ede\u64c1\u6709\u7684\u8cc7\u7522\uff0c\u5305\u62ec\u6709\u5f62\u8cc7\u7522\uff08\u5982\u9280\u884c\u8cec\u6236\u3001\u6295\u8cc7\u3001\u623f\u7522\u3001\u73cd\u8cb4\u7269\u54c1\uff09\u548c\u7121\u5f62\u8cc7\u7522\uff08\u5982\u77e5\u8b58\u7522\u6b0a\u3001\u6578\u78bc\u8cc7\u7522\uff09\u3002\u5225\u5fd8\u4e86\u8ca0\u50b5\u90e8\u5206\uff0c\u5982\u8cb8\u6b3e\u3001\u6309\u63ed\u7b49\u3002<\/p>\n<p><strong>2. \u78ba\u5b9a\u53d7\u76ca\u4eba<\/strong><\/p>\n<p>\u4ed4\u7d30\u8003\u616e\u8ab0\u61c9\u8a72\u662f\u907a\u7522\u7684\u63a5\u6536\u8005\u3002\u9019\u53ef\u80fd\u5305\u62ec\u5bb6\u4eba\u3001\u670b\u53cb\u3001\u4f34\u4fb6\u3001\u6148\u5584\u6a5f\u69cb\u7b49\u3002\u660e\u78ba\u5404\u53d7\u76ca\u4eba\u61c9\u7372\u5f97\u7684\u5177\u9ad4\u8cc7\u7522\u6216\u6bd4\u4f8b\u3002<\/p>\n<p><strong>3. \u9078\u64c7\u907a\u56d1\u57f7\u884c\u4eba<\/strong><\/p>\n<p>\u907a\u56d1\u57f7\u884c\u4eba\u8ca0\u8cac\u57f7\u884c\u907a\u9858\uff0c\u78ba\u4fdd\u907a\u7522\u6309\u610f\u9858\u5206\u914d\u3002\u61c9\u8a72\u9078\u64c7\u4fe1\u4efb\u4e14\u6709\u8cac\u4efb\u611f\u7684\u4eba\uff0c\u6700\u597d\u5177\u5099\u57fa\u672c\u7684\u8ca1\u52d9\u77e5\u8b58\u3002<\/p>\n<p><strong>4. \u8003\u616e\u7279\u6b8a\u60c5\u6cc1<\/strong><\/p>\n<p>\u5982\u679c\u6709\u672a\u6210\u5e74\u5b50\u5973\uff0c\u61c9\u5728\u907a\u56d1\u4e2d\u6307\u5b9a\u76e3\u8b77\u4eba\u3002\u82e5\u6709\u5bf5\u7269\uff0c\u4e5f\u61c9\u5b89\u6392\u597d\u5b83\u5011\u7684\u672a\u4f86\u7167\u9867\u8005\u3002\u82e5\u6709\u7279\u6b8a\u7684\u91ab\u7642\u610f\u9858\uff0c\u53ef\u80fd\u9700\u8981\u6e96\u5099\u9810\u8a2d\u91ab\u7642\u6307\u793a\u3002<\/p>\n<p><strong>5. \u5c0b\u6c42\u5c08\u696d\u5354\u52a9<\/strong><\/p>\n<p>\u96d6\u7136\u73fe\u5728\u6709\u8a31\u591a\u7dda\u4e0a\u5de5\u5177\u53ef\u5354\u52a9\u7acb\u907a\u56d1\uff0c\u4f46\u6700\u597d\u8aee\u8a62\u5c08\u696d\u5f8b\u5e2b\uff0c\u78ba\u4fdd\u907a\u56d1\u7b26\u5408\u672c\u5730\u6cd5\u5f8b\u8981\u6c42\u4e14\u80fd\u6709\u6548\u57f7\u884c\u3002\u8a31\u591a\u5f8b\u5e2b\u4e8b\u52d9\u6240\u63d0\u4f9b\u521d\u6b21\u514d\u8cbb\u8aee\u8a62\uff0c\u53ef\u5148\u4e86\u89e3\u57fa\u672c\u7a0b\u5e8f\u548c\u8cbb\u7528\u3002<\/p>\n<p><strong>6. \u5b9a\u671f\u66f4\u65b0<\/strong><\/p>\n<p>\u4eba\u751f\u968e\u6bb5\u8b8a\u5316\u6642\uff08\u5982\u7d50\u5a5a\u3001\u751f\u5b50\u3001\u8cfc\u623f\u3001\u5275\u696d\uff09\uff0c\u61c9\u76f8\u61c9\u66f4\u65b0\u907a\u56d1\u3002\u5efa\u8b70\u81f3\u5c11\u6bcf3-5\u5e74\u6aa2\u8996\u4e00\u6b21\u907a\u56d1\u5167\u5bb9\u662f\u5426\u4ecd\u7b26\u5408\u73fe\u6cc1\u3002<\/p>\n<h5>\u5e74\u8f15\u7acb\u907a\u56d1\uff5c\u7acb\u907a\u56d1\u662f\u5c0d\u4eba\u751f\u8ca0\u8cac<\/h5>\n<p>\u65b9\u5927\u540c\u7684\u9a5f\u7136\u96e2\u4e16\u63d0\u9192\u6211\u5011\u751f\u547d\u7684\u5bf3\u8cb4\u8207\u8106\u5f31\u3002\u7121\u8ad6\u5e74\u9f61\u5927\u5c0f\uff0c\u6211\u5011\u90fd\u61c9\u8a72\u4ee5\u5766\u7136\u958b\u653e\u7684\u614b\u5ea6\u9762\u5c0d\u751f\u547d\u7684\u4e0d\u78ba\u5b9a\u6027\uff0c\u4e26\u505a\u597d\u5145\u5206\u7684\u6e96\u5099\u3002\u7acb\u907a\u56d1\u5e76\u975e\u4e00\u7a2e\u6d88\u6975\u7684\u884c\u70ba\uff0c\u800c\u662f\u5c0d\u81ea\u5df1\u4eba\u751f\u8ca0\u8cac\u3001\u5c0d\u6240\u611b\u4e4b\u4eba\u8ca0\u8cac\u7684\u8868\u73fe\u3002<\/p>\n<p>\u7576\u6211\u5011\u52c7\u65bc\u9762\u5c0d\u751f\u547d\u7684\u6709\u9650\u6027\uff0c\u53cd\u800c\u80fd\u66f4\u73cd\u60dc\u7576\u4e0b\u7684\u6bcf\u4e00\u523b\uff0c\u6d3b\u51fa\u66f4\u6709\u610f\u7fa9\u7684\u4eba\u751f\u3002\u6b63\u5982\u65b9\u5927\u540c\u7684\u97f3\u6a02\u5c07\u6c38\u9060\u7559\u5728\u4e16\u9593\u4e00\u6a23\uff0c\u901a\u904e\u59a5\u5584\u7684\u907a\u7522\u898f\u5283\uff0c\u6211\u5011\u7684\u611b\u8207\u95dc\u61f7\u4e5f\u80fd\u8d85\u8d8a\u751f\u547d\u7684\u754c\u9650\uff0c\u7e7c\u7e8c\u6eab\u6696\u90a3\u4e9b\u6211\u5011\u5728\u4e4e\u7684\u4eba\u3002\u751f\u547d\u7121\u5e38\uff0c\u4f46\u611b\u53ef\u4ee5\u5ef6\u7e8c\u3002\u53ca\u65e9\u898f\u5283\uff0c\u4e0d\u50c5\u662f\u70ba\u4e86\u61c9\u5c0d\u672a\u4f86\u7684\u4e0d\u78ba\u5b9a\u6027\uff0c\u66f4\u662f\u5c0d\u7576\u4e0b\u751f\u6d3b\u7684\u5c0a\u91cd\u8207\u8ca0\u8cac\u3002<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p><em><span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">\u6b64\u65b0\u805e\u539f\u520a\u65bc<\/span><\/em><a href=\"https:\/\/topick.hket.com\/article\/3929395\/%E5%B9%B4%E8%BC%95%E7%AB%8B%E9%81%BA%E5%9B%91%EF%B8%B1%E5%B9%B4%E8%BC%95%E4%BA%BA%E8%AA%A4%E4%BB%A5%E7%82%BA%E7%AB%8B%E9%81%BA%E5%9B%91%E5%B1%AC%E9%95%B7%E8%80%85%E5%B0%88%E5%88%A9%E3%80%80%E5%BE%8B%E5%B8%AB%E8%A6%AA%E6%8E%88%E7%AB%8B%E9%81%BA%E5%9B%91%E5%89%8D%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" target=\"_blank\" rel=\"noopener\">\u9999\u6e2f\u7d93\u6fdf\u65e5\u5831<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u65b9\u5927\u540c\u7684\u96e2\u4e16\u89f8\u767c\u4e86\u4e00\u500b\u6211\u5011\u5e38\u5e38\u907f\u800c\u4e0d\u8ac7\u7684\u8a71\u984c\uff1a\u907a\u7522\u898f\u5283\u8207\u7acb\u907a\u56d1\u3002\u5728\u8a31\u591a\u4eba\uff0c\u5c24\u5176\u662f\u5e74\u8f15\u4eba\u7684\u89c0\u5ff5\u4e2d\uff0c\u907a\u56d1\u53ea\u662f\u8001\u5e74\u4eba\u6216\u5bcc\u4eba\u9700\u8981\u8655\u7406\u7684\u4e8b\u3002\u7136\u800c\uff0c\u751f\u547d\u672c\u5c31\u5145\u6eff\u4e0d\u78ba\u5b9a\u6027\uff0c\u7121\u8ad6\u5e74\u9f61\u5927\u5c0f\uff0c\u63d0\u524d\u898f\u5283\u90fd\u662f\u5c0d\u81ea\u5df1\u548c\u6240\u611b\u4e4b\u4eba\u8ca0\u8cac\u7684\u8868\u73fe\uff0c\u9ad8\u8449\u5f8b\u5e2b\u884c\u5408\u5925\u4eba\u3001\u8cc7\u6df1\u907a\u7522\u8a8d\u8b49\u5f8b\u5e2b\u8449\u7165\u4fe1\uff08Alfred Ip\uff09\u5c07\u89e3\u7b54\u6709\u95dc\u8b70\u984c\u3002<\/p>\n","protected":false},"author":5,"featured_media":13259,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[234,230,269],"tags":[400,397],"class_list":["post-16285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-alfred-ip-zh-hant","category-wealth-estate-planning","tag-press-zh-hant","tag-397"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.7.2 - aioseo.com -->\n\t<meta name=\"description\" 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